One device to run your business.
A VAT-approved cash register and payment terminal in one box – with clear fees, not fine print.
Free to create · usually live in 4 working days from sign-up
- VAT-approved in Malta
- Payouts to your own bank, next working day
- A local partner in Malta
Everything your business needs – one device.
Take payments, stay compliant, sell and track your money – without a separate till, fiscal printer and card machine.
Cheaper, safer, faster – and you keep your own bank.
Example: card sales over €15,000 a month.
Clear fees
The rate you signed up for is the rate you pay.
Keep your own bank
Payouts land in the account you already have.
Your money, next business day
Paid out T+1, not day three or four.
Where are you starting from?
I only take cash.
Customers ask to pay by card, and some walk out when they can't. Start taking cards without changing how you handle VAT: the same device prints the fiscal receipt for card and cash sales.
See how it works →A bank terminal and a separate till.
Two machines on the counter, two bills, and a rate you have to ask a branch for. One device does both, and your rate is published on this website.
See what the first year costs →A card reader and a separate till.
The reader takes the card, but the fiscal receipt is still a second box, and with some readers the money lands in the provider's account before it reaches yours. SmartOne prints the receipt and pays out to the bank account you already have.
See what the first year costs →Free to create · usually live in 4 working days from sign-up
Two gaps your current provider won't close.
A cash register, built in
A VAT-approved fiscal cash register, not a card reader bolted onto your tablet. Approved by Malta's tax authority (MTCA).
Clear fees, not fine print
The rate you signed up for is the rate you pay. No commission hiding inside a monthly statement – competitors could show it, their margin depends on not showing it.
Which products do you need?
Answer a few questions – we'll tell you exactly what to switch on.
- 1Business
- 2Till
- 3Card sales
- 4Reports
What kind of business do you run?
A local partner in Malta.
A person, not a call centre.
Leave your number and our partner on the island calls you back.
A person reviews your account.
Not an algorithm deciding on its own.
Your money stays in your bank.
Payouts go to the account you already have, with no wallet in between.
Close the day. Know your real numbers.
What your first year really costs.
A shop taking €3,000 a month in cards, €15 average sale. All prices excl. VAT.
- Card fees
- €642
- Device
- €360€30/month, 1-year minimum
- Fiscal cash register
- Included
- Card fees
- €732
- Device
- €400no minimum term
- Fiscal cash register
- Included
- Card fees
- €812
- Device
- €34
- Fiscal cash register
- €800–1,200
At this volume our card fees are lower too, and the cash register is already inside the device. If you buy, you pay less than a card reader plus a cash register every year, not just the first one. SmartOne rates for card sales under €4,000 a month: 1.90% + €0.02 (buy), 1.65% + €0.02 (rent).
Closed for the winter? If you buy the device, a month without sales costs you nothing. If you rent, only the €30 rent continues.
Card reader: published Malta pricing of a leading provider, with its €29/month plan (1.29%), October 2026. Without the plan, card fees would be €990.
No setup, inactivity or minimum fees.
Solutions tailored to your industry.
Got doubts?
Is the receipt legal for VAT in Malta?
Yes. SmartOne is a VAT-approved fiscal cash register, approved by the MTCA, and it prints the fiscal receipt for card and cash sales alike.
Do I need an EXO audit?
No. SmartOne is approved by the MTCA as a fiscal cash register, so you don't need an EXO number, a software certificate or an auditor's report.
Who is SmartOne, and who holds my money?
SmartOne is the device and the portal. Payments are processed by a licensed EU acquirer, and your payouts go to your own bank account. Our local partner in Malta calls you back when you get in touch.
Do I need a new bank account?
No. Money goes to the account you already have, the next working day.
Is there a contract?
Buy the device: no minimum term. Rent it: one year, €30 + VAT a month.
Can my money get stuck?
Payouts go to your own bank, not to a wallet you have to move money out of. Your account is reviewed by a person, not an algorithm, and if something needs checking, a person contacts you.
What about a quiet winter?
If you bought the device, a month without sales costs you nothing: no monthly fee, no inactivity fee, no minimum. If you rent, only the €30 + VAT rent continues.
Know what you sold. Know what you'll receive.
Ready to start? Create your account today. Still have questions? Our team will walk you through it.